How much flood insurance coverage do I need is another common question clients ask their insurance companies. And the answer depends on what they are protecting. For example, home and business owners will require building and content insurance. Renters only need content insurance as their landlord would cover their building.

The insurance cost always depends on the flood risk level for the area. High-risk areas pay more for flood insurance than those at a lower risk. You can buy flood insurance through the NFIP or a private insurance provider. At Holt Flood Insurance, we work with the NFIP and the following insurance companies, The Hartford, Wright Flood, Lloyds of London, NFS Edge, Neptune, and The Flood Insurance Agency.

While thinking, how much flood insurance coverage do I need? Think about the value of your home and possessions, and consider how much it would cost to rebuild. The cost of rebuilding your home and how much your possessions are worth will determine where to buy flood insurance. If you have recently purchased home insurance, your insurance company can provide you with that information. If the price of your home is more significant than $250,000 and your possessions are worth more than $100,000, then it's better to go with a private insurance company than the NFIP.

For more information on how much flood insurance coverage do I need, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

Re Posted From: how much flood coverage do I need?

Holts Flood Insurance

How much flood insurance coverage do I need is another common question clients ask their insurance companies. And the answer depends on what they are protecting. For example, home and business owners will require building and content insurance. Renters only need content insurance as their landlord would cover their building.

The insurance cost always depends on the flood risk level for the area. High-risk areas pay more for flood insurance than those at a lower risk. You can buy flood insurance through the NFIP or a private insurance provider. At Holt Flood Insurance, we work with the NFIP and the following insurance companies, The Hartford, Wright Flood, Lloyds of London, NFS Edge, Neptune, and The Flood Insurance Agency.

While thinking, how much flood insurance coverage do I need? Think about the value of your home and possessions, and consider how much it would cost to rebuild. The cost of rebuilding your home and how much your possessions are worth will determine where to buy flood insurance. If you have recently purchased home insurance, your insurance company can provide you with that information. If the price of your home is more significant than $250,000 and your possessions are worth more than $100,000, then it's better to go with a private insurance company than the NFIP.

For more information on how much flood insurance coverage do I need, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

Re Posted From: how much flood coverage do I need?

Holts Flood Insurance