No flood insurance What to do

[BACK]
No flood insurance What to do
Posted On: September 22, 2020

I have no flood insurance. What to do next? It is a question clients will ask when contacting us. And the first thing we tell them is not to panic. They are not without help. FEMA provides grants to individuals without flood insurance to fix their homes. This grant is called the individuals and household program or IHP.


The IHP is available to those living in an area devastated by a catastrophe which includes flooding. These grants can help restore homes to liveable conditions. While grants can go up to $33,000, there is no guarantee anyone will receive that amount. You could receive much less. The IHP is only intended to make your home livable again and will not cover any valuables. Those with flood insurance can apply for the IHP while waiting for their flood insurance claim. However, they will have to pay it back once they receive their flood insurance payout.


No flood insurance. What to do? The first thing you want to do is apply for the IHP. Next, you will want to contact a flood insurance agency such as Holt Flood Insurance to apply for flood insurance to protect yourself against future floods. With over 30 years of flood insurance experience, we can help you with all your flood insurance needs.


For more information on having no flood insurance and what to do, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.


Re Posted From: No flood insurance What to do

Holts Flood Insurance


[BACK]
No flood insurance What to do
Posted On: September 22, 2020

I have no flood insurance. What to do next? It is a question clients will ask when contacting us. And the first thing we tell them is not to panic. They are not without help. FEMA provides grants to individuals without flood insurance to fix their homes. This grant is called the individuals and household program or IHP.


The IHP is available to those living in an area devastated by a catastrophe which includes flooding. These grants can help restore homes to liveable conditions. While grants can go up to $33,000, there is no guarantee anyone will receive that amount. You could receive much less. The IHP is only intended to make your home livable again and will not cover any valuables. Those with flood insurance can apply for the IHP while waiting for their flood insurance claim. However, they will have to pay it back once they receive their flood insurance payout.


No flood insurance. What to do? The first thing you want to do is apply for the IHP. Next, you will want to contact a flood insurance agency such as Holt Flood Insurance to apply for flood insurance to protect yourself against future floods. With over 30 years of flood insurance experience, we can help you with all your flood insurance needs.


For more information on having no flood insurance and what to do, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.


Re Posted From: No flood insurance What to do

Holts Flood Insurance


[BACK]
TOP