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100 year flood zone
What is a 100-year flood zone? This term can often be confusing to people. They may think that the possibility of high flood levels can only happen once every 100 years. The term 100-year flood means that there is a one percent chance that extreme flooding can occur during any year.
Even a tiny amount of water can cause significant damage. That is why flood insurance is essential regardless of flood risk. While you have flood coverage with your home insurance, it only applies to accidental flooding, not weather related. You can purchase flood insurance through the NFIP or a private insurance company. Holt Flood Insurance works with both.
So, what does a 100-year flood zone mean for areas at risk for flooding? It means that if the area expects to receive more rainfall than average in 24 hours, this occurrence has a one percent chance of large amounts of rain happening again. To get these numbers, flood experts rely on years of data and compare them to current rainfall numbers. If the numbers are correct and the present rainfall is more than past numbers, then it is safe to say we got 100 years' worth of rain.
For more information on what is a 100-year flood zone and how to apply for flood insurance, visit our website or call us at (540)809-1415. We will answer any questions you may have.
Re Posted From: 100 year flood zone
What is a 100-year flood zone? This term can often be confusing to people. They may think that the possibility of high flood levels can only happen once every 100 years. The term 100-year flood means that there is a one percent chance that extreme flooding can occur during any year.
Even a tiny amount of water can cause significant damage. That is why flood insurance is essential regardless of flood risk. While you have flood coverage with your home insurance, it only applies to accidental flooding, not weather related. You can purchase flood insurance through the NFIP or a private insurance company. Holt Flood Insurance works with both.
So, what does a 100-year flood zone mean for areas at risk for flooding? It means that if the area expects to receive more rainfall than average in 24 hours, this occurrence has a one percent chance of large amounts of rain happening again. To get these numbers, flood experts rely on years of data and compare them to current rainfall numbers. If the numbers are correct and the present rainfall is more than past numbers, then it is safe to say we got 100 years' worth of rain.
For more information on what is a 100-year flood zone and how to apply for flood insurance, visit our website or call us at (540)809-1415. We will answer any questions you may have.
Re Posted From: 100 year flood zone