Why is dental insurance important?

Medical insurance isn’t the only essential coverage for individuals or families. Dental is just as important as you can save yourself hefty dental expenses.  Dental insurance may be available through your employer, or you can purchase it independently. As part of your medical benefits, buying it through your employer may be the cheaper option.  Many medical and dental plans provided by employers may expire once the individual has retired. If that’s the case, you will need to purchase insurance through an insurance provider. So, what does ...[More]

Why is dental insurance important?

Medical insurance isn’t the only essential coverage for individuals or families. Dental is just as important as you can save yourself hefty dental expenses.  Dental insurance may be available through your employer, or you can purchase it independently. As part of your medical benefits, buying it through your employer may be the cheaper option.  Many medical and dental plans provided by employers may expire once the individual has retired. If that’s the case, you will need to purchase insurance through an insurance provider. So, what does ...[More]

life insurance policy

Purchasing a life insurance policy is one of the best investments for you and your family. And it’s never too early to start thinking about one. Talking about this topic can be difficult, especially if you’re still young. But you don’t have to do this alone. At Lara’s Insurance, we can help you and your family through all of your life insurance questions. In the event of your passing, your dependents will receive money that they can use to pay off any debts or put it away for future uses, such as going to school and child care costs. Li...[More]

life insurance policy

Purchasing a life insurance policy is one of the best investments for you and your family. And it’s never too early to start thinking about one. Talking about this topic can be difficult, especially if you’re still young. But you don’t have to do this alone. At Lara’s Insurance, we can help you and your family through all of your life insurance questions. In the event of your passing, your dependents will receive money that they can use to pay off any debts or put it away for future uses, such as going to school and child care costs. Li...[More]

How to File Your Tax Return?

It’s the time of year again, tax time. This time of year can be stressful, especially for those who file taxes on their own. Even if you have been filing your taxes for years, you may come across some questions that need answering. And if this is the first time you’re filing taxes on your own, you probably have a lot of questions. The most significant one is, how do I file my tax return? Before starting, be sure to gather all important paperwork and place them in a folder or somewhere easily accessible. You’re going to need them to start....[More]

How to File Your Tax Return?

It’s the time of year again, tax time. This time of year can be stressful, especially for those who file taxes on their own. Even if you have been filing your taxes for years, you may come across some questions that need answering. And if this is the first time you’re filing taxes on your own, you probably have a lot of questions. The most significant one is, how do I file my tax return? Before starting, be sure to gather all important paperwork and place them in a folder or somewhere easily accessible. You’re going to need them to start....[More]

health insurance

Health insurance is vital for everyone to have as it can help cut the costs of medications and medical procedures. Most companies provide health insurance for their employees and their families. However, insurance plans stop when the employee retires or finds a new job. Health insurance plans are available to those under and over 65. Taking care of yourself and your family is important, and at Lara’s Insurance, we want to help you do just that. We specialize in health and life insurance as well as tax credits. So when you need help with any o...[More]

health insurance

Health insurance is vital for everyone to have as it can help cut the costs of medications and medical procedures. Most companies provide health insurance for their employees and their families. However, insurance plans stop when the employee retires or finds a new job. Health insurance plans are available to those under and over 65. Taking care of yourself and your family is important, and at Lara’s Insurance, we want to help you do just that. We specialize in health and life insurance as well as tax credits. So when you need help with any o...[More]

What is Medicare?

Medicare is a federally backed health insurance program for those 65 and older, younger persons with disabilities, and patients with kidney failure. Medicare can help cover some of the costs of medical expenses.  Two parts make up Medicare, Part A, and Part B. If you need additional coverage, you can apply for Medicare Supplement Insurance from an insurance company.  Medicare Part A: This section of Medicare covers patient care in a hospital, hospice, nursing homes, and home health care. It is often known as hospital insurance.  Medicare Pa...[More]

What is Medicare?

Medicare is a federally backed health insurance program for those 65 and older, younger persons with disabilities, and patients with kidney failure. Medicare can help cover some of the costs of medical expenses.  Two parts make up Medicare, Part A, and Part B. If you need additional coverage, you can apply for Medicare Supplement Insurance from an insurance company.  Medicare Part A: This section of Medicare covers patient care in a hospital, hospice, nursing homes, and home health care. It is often known as hospital insurance.  Medicare Pa...[More]

quality insurance plans

At Lara’s Insurance, we can help you find quality insurance plans that work for your lifestyle and family, whether you need life insurance or health insurance. We will walk you through the application process and discuss what is covered and how important it is to have both plans. It’s never too early to start thinking about life insurance, and sometimes the topic can be difficult to talk about. Regardless of age, that is why it’s always to sit down with your family and an insurance agent so you can have a better understanding of what it�...[More]

quality insurance plans

At Lara’s Insurance, we can help you find quality insurance plans that work for your lifestyle and family, whether you need life insurance or health insurance. We will walk you through the application process and discuss what is covered and how important it is to have both plans. It’s never too early to start thinking about life insurance, and sometimes the topic can be difficult to talk about. Regardless of age, that is why it’s always to sit down with your family and an insurance agent so you can have a better understanding of what it�...[More]

What does health insurance over 65 cover?

Most employee insurance plans expire when the person retires, and unless it’s included in your pension plan, it’s best to start thinking about where you will be purchasing your insurance before you retire or turn 65. When you turn 65 and have retired, your health insurance options will change. As you age, you may require more coverage, and if you have worked full-time for the last ten years, you may qualify for Medicare. But if you have a low income, Medicaid is available to you.  If you aren’t sure where to go for your health insurance,...[More]

What does health insurance over 65 cover?

Most employee insurance plans expire when the person retires, and unless it’s included in your pension plan, it’s best to start thinking about where you will be purchasing your insurance before you retire or turn 65. When you turn 65 and have retired, your health insurance options will change. As you age, you may require more coverage, and if you have worked full-time for the last ten years, you may qualify for Medicare. But if you have a low income, Medicaid is available to you.  If you aren’t sure where to go for your health insurance,...[More]

qualified insurance agent

If you’re looking for a qualified insurance agent who not only listens to your needs but helps you through the insurance process, then Lara’s Insurance is for you. Whether you need help with health insurance, life insurance, or even tax credits, our agents can help ensure you get the answers you need.  Life and health insurance are essential, and they aren’t always easy topics to discuss, especially for young people. Sometimes, the lack of knowledge can deter the young and even older generation from talking about it. That is why it’s b...[More]

qualified insurance agent

If you’re looking for a qualified insurance agent who not only listens to your needs but helps you through the insurance process, then Lara’s Insurance is for you. Whether you need help with health insurance, life insurance, or even tax credits, our agents can help ensure you get the answers you need.  Life and health insurance are essential, and they aren’t always easy topics to discuss, especially for young people. Sometimes, the lack of knowledge can deter the young and even older generation from talking about it. That is why it’s b...[More]

What does health insurance under 65 cover?

If you’re under 65 and about to retire or your company doesn’t provide health insurance, you should start thinking about buying health insurance from an insurance agent.  Most company health plans stop when the employee retires or when they find a new job. Health insurance plans purchased from an insurance agent will stay active as long as you continue to make payments.  So what does health insurance for those under 65 cover? Health insurance covers a wide range of medical expenses. Including, Hospital visits Lab tests Prescriptions Pedi...[More]

What does health insurance under 65 cover?

If you’re under 65 and about to retire or your company doesn’t provide health insurance, you should start thinking about buying health insurance from an insurance agent.  Most company health plans stop when the employee retires or when they find a new job. Health insurance plans purchased from an insurance agent will stay active as long as you continue to make payments.  So what does health insurance for those under 65 cover? Health insurance covers a wide range of medical expenses. Including, Hospital visits Lab tests Prescriptions Pedi...[More]

tax credit

Tax credit reduces the amount of tax you owe to the federal and state, and they were created to promote good behavior for the person paying taxes and the economy. To qualify for credits, you must meet specific requirements before claiming them in your income tax, which you file at the end of the year.  At Lara insurance, we can help you determine which of your expenses qualify for a tax credit and see if you need to pay taxes at all. Our experienced agents are available to help answer any questions you may have, whether it’s about taxes or h...[More]

tax credit

Tax credit reduces the amount of tax you owe to the federal and state, and they were created to promote good behavior for the person paying taxes and the economy. To qualify for credits, you must meet specific requirements before claiming them in your income tax, which you file at the end of the year.  At Lara insurance, we can help you determine which of your expenses qualify for a tax credit and see if you need to pay taxes at all. Our experienced agents are available to help answer any questions you may have, whether it’s about taxes or h...[More]