What is Obamacare and what does it cover?

For many American families, the most important thing they can have is access to health insurance. By having health insurance, they can have peace of mind knowing that if someone in their family gets sick or injured, they won’t have to pay too much out of pocket to get them the care they need.  But not everyone has health insurance, so in 2010, the Affordable Care Act (ACA), also known as Obamacare, was created.  Obamacare is especially beneficial to the unemployed, have low-paying jobs, or cannot work due to a disability or off work due to ...[More]

What is Obamacare and what does it cover?

For many American families, the most important thing they can have is access to health insurance. By having health insurance, they can have peace of mind knowing that if someone in their family gets sick or injured, they won’t have to pay too much out of pocket to get them the care they need.  But not everyone has health insurance, so in 2010, the Affordable Care Act (ACA), also known as Obamacare, was created.  Obamacare is especially beneficial to the unemployed, have low-paying jobs, or cannot work due to a disability or off work due to ...[More]

health insurance under 65

At Seguros Lara, we offer health insurance under 65 for those who need it. We know it can be hard to talk about health insurance, especially for the younger generations. It can be overwhelming with the job market constantly changing and the laws of what health insurance covers and doesn’t cover. That is why we are here to help you through this important topic.  Medications and hospital visits can add up, and without insurance, you could be spending hundreds to thousands of dollars on appointments and prescriptions. The best way to purchase h...[More]

health insurance under 65

At Seguros Lara, we offer health insurance under 65 for those who need it. We know it can be hard to talk about health insurance, especially for the younger generations. It can be overwhelming with the job market constantly changing and the laws of what health insurance covers and doesn’t cover. That is why we are here to help you through this important topic.  Medications and hospital visits can add up, and without insurance, you could be spending hundreds to thousands of dollars on appointments and prescriptions. The best way to purchase h...[More]

Do you need life insurance?

Life insurance can be a sensitive topic, especially if you’re young and unprepared for that talk. One of the many questions you may have is whether you need life insurance or not and what does life insurance covers. There are many reasons for purchasing life insurance. One of those reasons is that in case of your death, your beneficiaries will receive a payment to help them cover expenses such as mortgage payments, car and student loans, and any other costs and then save the rest of the money for future uses. Life insurance will help cover me...[More]

Do you need life insurance?

Life insurance can be a sensitive topic, especially if you’re young and unprepared for that talk. One of the many questions you may have is whether you need life insurance or not and what does life insurance covers. There are many reasons for purchasing life insurance. One of those reasons is that in case of your death, your beneficiaries will receive a payment to help them cover expenses such as mortgage payments, car and student loans, and any other costs and then save the rest of the money for future uses. Life insurance will help cover me...[More]

best health insurance

If you are looking for the best health insurance Seguros Lara is here for you and your family. Whether you are under 65 or over, we can help you choose the right plan that works for you. Unlike other agents, we will not add any extra charges just for talking to us. When clients come to us, we often get asked, I have health insurance through work. Do I need health insurance through you guys? Our answer is this, it is true, while most companies offer health insurance, those benefits will no longer be valid once you retire or find a new job. So it...[More]

best health insurance

If you are looking for the best health insurance Seguros Lara is here for you and your family. Whether you are under 65 or over, we can help you choose the right plan that works for you. Unlike other agents, we will not add any extra charges just for talking to us. When clients come to us, we often get asked, I have health insurance through work. Do I need health insurance through you guys? Our answer is this, it is true, while most companies offer health insurance, those benefits will no longer be valid once you retire or find a new job. So it...[More]

What will disqualify you from life insurance?

If there is one thing that you should invest in, it’s life insurance. Upon your death, life insurance will cover funeral costs and leave your family with money that they can use to pay off bills and other expenses. And it’s never too early to talk to your loved ones about life insurance.  Almost anyone of age can purchase life insurance. However, there are a few reasons why you can be disqualified from a life insurance policy.  Physical health: While life insurance companies cannot access your medical records without consent, there will...[More]

What will disqualify you from life insurance?

If there is one thing that you should invest in, it’s life insurance. Upon your death, life insurance will cover funeral costs and leave your family with money that they can use to pay off bills and other expenses. And it’s never too early to talk to your loved ones about life insurance.  Almost anyone of age can purchase life insurance. However, there are a few reasons why you can be disqualified from a life insurance policy.  Physical health: While life insurance companies cannot access your medical records without consent, there will...[More]

best life insurance policy

Life insurance is essential, and though many employers offer it through their employee benefits, it will expire once employment is over. At Seguros Lara, we can help you find an insurance company that works for your and your family’s needs. If you’re new to life insurance, there are a few things you want to know. Such as what does life insurance cover, and why is it so important? Well, in the event of your death, your insurance company will give your beneficiaries money that they can use to cover any future expenses, such as paying off debt...[More]

best life insurance policy

Life insurance is essential, and though many employers offer it through their employee benefits, it will expire once employment is over. At Seguros Lara, we can help you find an insurance company that works for your and your family’s needs. If you’re new to life insurance, there are a few things you want to know. Such as what does life insurance cover, and why is it so important? Well, in the event of your death, your insurance company will give your beneficiaries money that they can use to cover any future expenses, such as paying off debt...[More]

How big is your tax credit?

Tax season can be stressful, especially if you end up doing it yourself. There are so many questions that need answers, one of the biggest ones is how big of a tax credit am I going to get? Your tax return depends on several factors, and those factors will determine what kind of tax credit you will receive and if you need to pay taxes.  Income amount: Those who earn a low to moderate income may not have to pay taxes at all, providing they meet government criteria. And you may even receive a greater tax credit. Children: Parents of children ...[More]

How big is your tax credit?

Tax season can be stressful, especially if you end up doing it yourself. There are so many questions that need answers, one of the biggest ones is how big of a tax credit am I going to get? Your tax return depends on several factors, and those factors will determine what kind of tax credit you will receive and if you need to pay taxes.  Income amount: Those who earn a low to moderate income may not have to pay taxes at all, providing they meet government criteria. And you may even receive a greater tax credit. Children: Parents of children ...[More]

life insurance

It’s never too early to start thinking about life insurance. And while some have coverage through your employer, it may be better to go through an insurance agent as your life insurance may expire once you are no longer employed. At Seguros Lara, we can help you find an insurance company that works for you. Seguros Lara is more than just life insurance. We also provide health insurance to those under and over 65. We can help you choose an affordable plan for you and your family. If you are having trouble accessing a healthcare provider that w...[More]

life insurance

It’s never too early to start thinking about life insurance. And while some have coverage through your employer, it may be better to go through an insurance agent as your life insurance may expire once you are no longer employed. At Seguros Lara, we can help you find an insurance company that works for you. Seguros Lara is more than just life insurance. We also provide health insurance to those under and over 65. We can help you choose an affordable plan for you and your family. If you are having trouble accessing a healthcare provider that w...[More]

What Does Life Insurance Cover?

If you have life insurance or are looking into getting life insurance, you are probably wondering what it is and what it covers. Life insurance is an additional protection plan that you can get through your insurance company.  In the event of your death, your insurance company would pay your family members or beneficiaries a large amount of money to use for any expenses they wish. Most of the time, this money is used to pay off any debts or is put away for future uses.  To get into more detail, we will break down the expenses that life insura...[More]

What Does Life Insurance Cover?

If you have life insurance or are looking into getting life insurance, you are probably wondering what it is and what it covers. Life insurance is an additional protection plan that you can get through your insurance company.  In the event of your death, your insurance company would pay your family members or beneficiaries a large amount of money to use for any expenses they wish. Most of the time, this money is used to pay off any debts or is put away for future uses.  To get into more detail, we will break down the expenses that life insura...[More]