Flood insurance directly covers losses of both property and valuables from water damages caused by weather. The amount of coverage you need will depend on the value of your property and valuables. You can purchase flood insurance through any private insurance company or the NFIP. At Holt Flood Insurance, we work with the NFIP and various private insurance companies.

When choosing flood insurance, if your home has a value of over $250,000, it is best to go with a private insurance company, as the NFIP only covers that amount. While flood insurance may seem like an extra expense, especially if you live in a low-risk flooding area, it's always better to purchase it and not use it than not to have it and need it. Those residing in high-risk areas must buy flood insurance before mortgage companies give out a loan.

Flood insurance directly covers repair costs for electrical and plumbing, furnace and water heaters, appliances, carpets and flooring, window coverings, foundations, staircases, fuel tanks, water tanks, and pumps. It also covers personal belongings like clothing, furniture, electronic equipment, valuable artwork, and furs. Flood insurance isn't limited to homeowners. Renters can also purchase flood insurance but only need content insurance.

For more information on how flood insurance directly affects you visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

Re Posted From: flood insurance direct

Holts Flood Insurance

Flood insurance directly covers losses of both property and valuables from water damages caused by weather. The amount of coverage you need will depend on the value of your property and valuables. You can purchase flood insurance through any private insurance company or the NFIP. At Holt Flood Insurance, we work with the NFIP and various private insurance companies.

When choosing flood insurance, if your home has a value of over $250,000, it is best to go with a private insurance company, as the NFIP only covers that amount. While flood insurance may seem like an extra expense, especially if you live in a low-risk flooding area, it's always better to purchase it and not use it than not to have it and need it. Those residing in high-risk areas must buy flood insurance before mortgage companies give out a loan.

Flood insurance directly covers repair costs for electrical and plumbing, furnace and water heaters, appliances, carpets and flooring, window coverings, foundations, staircases, fuel tanks, water tanks, and pumps. It also covers personal belongings like clothing, furniture, electronic equipment, valuable artwork, and furs. Flood insurance isn't limited to homeowners. Renters can also purchase flood insurance but only need content insurance.

For more information on how flood insurance directly affects you visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

Re Posted From: flood insurance direct

Holts Flood Insurance