There are two types of flood policy coverage: building and contents. These factors determine how much you will pay for flood insurance. Home and business owners will purchase both together, while renters only need to pay for content insurance. Just like regular insurance, flood insurance has its limits when it comes to coverage. And policies may vary between flood insurance companies.

When it comes to flood insurance, the following items may not be covered, temporary housing, landscaping, decks, pools and anything else outside of the insured property, financial losses from business interruptions, precious metals, cars and items left in basements. Flood insurance only covers damages caused by water flooding land that's usually dry.

Flood policy coverage from the NFIP is different from private flood insurance. Private flood insurance covers higher-valued homes, while the NFIP only covers $250,000 for property and $100,000 for content. So if your home is worth more than $250,000, private flood insurance is best for you. Need help determining how much your home is worth? Holt Flood Insurance can help you with all of your flood insurance needs. With over 30 years of flood insurance experience, you can trust us to help you with any insurance questions.

For more information on flood policy coverage, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

Re Posted From: Flood policy coverage

Holts Flood Insurance

There are two types of flood policy coverage: building and contents. These factors determine how much you will pay for flood insurance. Home and business owners will purchase both together, while renters only need to pay for content insurance. Just like regular insurance, flood insurance has its limits when it comes to coverage. And policies may vary between flood insurance companies.

When it comes to flood insurance, the following items may not be covered, temporary housing, landscaping, decks, pools and anything else outside of the insured property, financial losses from business interruptions, precious metals, cars and items left in basements. Flood insurance only covers damages caused by water flooding land that's usually dry.

Flood policy coverage from the NFIP is different from private flood insurance. Private flood insurance covers higher-valued homes, while the NFIP only covers $250,000 for property and $100,000 for content. So if your home is worth more than $250,000, private flood insurance is best for you. Need help determining how much your home is worth? Holt Flood Insurance can help you with all of your flood insurance needs. With over 30 years of flood insurance experience, you can trust us to help you with any insurance questions.

For more information on flood policy coverage, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

Re Posted From: Flood policy coverage

Holts Flood Insurance