flood risk areas home insurance

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flood risk areas home insurance
Posted On: September 11, 2020

flood risk areas home insurance may seem like an added expense, but it's worth looking at. While you have some water damage coverage under your regular home owner's insurance, that policy only applies to accidental floodings such as a burst pipe or leaking appliance. Flood insurance covers water damage caused by weather.


You can purchase flood insurance from the NFIP or your flood insurance agency. In some cases, it may be better to go with a private flood insurance company as they offer more extensive coverage than the NFIP. For example, if your home costs $500,000 or higher, it's better to go with a private insurance company. The waiting period for insurance is also shorter than the NFIP. However, the NFIP may offer affordable rates.


Understanding flood risk areas home insurance can be challenging, especially if you are new to it. Holt Flood Insurance is here to help. We can guide you through the steps to apply for flood insurance and see if an insurance company or the NFIP is best for your situation. And if you're not new to flood insurance and are looking for a better rate, we can do that too.For more information on flood risk areas home insurance, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.


Re Posted From: flood risk areas home insurance

Holts Flood Insurance


[BACK]
flood risk areas home insurance
Posted On: September 11, 2020

flood risk areas home insurance may seem like an added expense, but it's worth looking at. While you have some water damage coverage under your regular home owner's insurance, that policy only applies to accidental floodings such as a burst pipe or leaking appliance. Flood insurance covers water damage caused by weather.


You can purchase flood insurance from the NFIP or your flood insurance agency. In some cases, it may be better to go with a private flood insurance company as they offer more extensive coverage than the NFIP. For example, if your home costs $500,000 or higher, it's better to go with a private insurance company. The waiting period for insurance is also shorter than the NFIP. However, the NFIP may offer affordable rates.


Understanding flood risk areas home insurance can be challenging, especially if you are new to it. Holt Flood Insurance is here to help. We can guide you through the steps to apply for flood insurance and see if an insurance company or the NFIP is best for your situation. And if you're not new to flood insurance and are looking for a better rate, we can do that too.For more information on flood risk areas home insurance, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.


Re Posted From: flood risk areas home insurance

Holts Flood Insurance


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