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flood zone determination map
The flood zone determination map can be a helpful tool for insurance companies and property owners. Insurance companies will use this map to determine the area's cost of flood insurance. High-risk areas usually pay more for flood insurance than those at a low to moderate risk. Properties that are in high-risk areas are required to purchase flood insurance before taking out a mortgage.
What's the difference between property insurance and flood insurance? Property insurance only covers accidental flooding such as a burst pipe or leaking appliance. Flood insurance covers water damage caused by weather. So regardless of your flood risk level, purchasing flood insurance is important as added protection. Without it, you could spend thousands of dollars on repairs alone. You can purchase flood insurance through the NFIP or a private insurance company.
On the flood zone determination map, low to moderate-risk areas are labeled with the following letters, B, C, and X, whereas high-risk areas are labeled A and V. Flood risk levels can change throughout the years, that is why communities must work with FEMA to keep the map updated on any changes. FEMA will then update the map if needed.
For more information on the flood zone determination map, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
Re Posted From: flood zone determination map
The flood zone determination map can be a helpful tool for insurance companies and property owners. Insurance companies will use this map to determine the area's cost of flood insurance. High-risk areas usually pay more for flood insurance than those at a low to moderate risk. Properties that are in high-risk areas are required to purchase flood insurance before taking out a mortgage.
What's the difference between property insurance and flood insurance? Property insurance only covers accidental flooding such as a burst pipe or leaking appliance. Flood insurance covers water damage caused by weather. So regardless of your flood risk level, purchasing flood insurance is important as added protection. Without it, you could spend thousands of dollars on repairs alone. You can purchase flood insurance through the NFIP or a private insurance company.
On the flood zone determination map, low to moderate-risk areas are labeled with the following letters, B, C, and X, whereas high-risk areas are labeled A and V. Flood risk levels can change throughout the years, that is why communities must work with FEMA to keep the map updated on any changes. FEMA will then update the map if needed.
For more information on the flood zone determination map, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
Re Posted From: flood zone determination map