How much flood insurance costs is a typical question new clients ask us. And the answer we give them depends on a few factors, which include the level of flood risk for their area and whether they want to go through a private insurance company or purchase their policy through the NFIP.

Policies provided by the NFIP are more affordable. However, the coverage is limited. So, if your home is more than $250,000, it's best to go with a private insurance company. In some cases, flood insurance is required, such as for homes in areas at high risk for flooding. While in all other areas, it's optional. We recommend you purchase it regardless of your flood risk. Without flood insurance, you could spend thousands of dollars on repairs alone.

We can find how much flood insurance costs by using flood maps. FEMA created these valuable tools with the help of active communities to map out areas and their flood risk levels. FEMA marks areas at high risk with the letters A and V. While low to moderate-risk areas are the letters B, C and X. Areas A and V will pay more for flood insurance than the lower to moderate-risk ones.

For more information on how much flood insurance costs, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

Re Posted From: How much flood insurance costs

Holts Flood Insurance

How much flood insurance costs is a typical question new clients ask us. And the answer we give them depends on a few factors, which include the level of flood risk for their area and whether they want to go through a private insurance company or purchase their policy through the NFIP.

Policies provided by the NFIP are more affordable. However, the coverage is limited. So, if your home is more than $250,000, it's best to go with a private insurance company. In some cases, flood insurance is required, such as for homes in areas at high risk for flooding. While in all other areas, it's optional. We recommend you purchase it regardless of your flood risk. Without flood insurance, you could spend thousands of dollars on repairs alone.

We can find how much flood insurance costs by using flood maps. FEMA created these valuable tools with the help of active communities to map out areas and their flood risk levels. FEMA marks areas at high risk with the letters A and V. While low to moderate-risk areas are the letters B, C and X. Areas A and V will pay more for flood insurance than the lower to moderate-risk ones.

For more information on how much flood insurance costs, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

Re Posted From: How much flood insurance costs

Holts Flood Insurance